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27-06-2017
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AVIVA FAMILY INCOME BUILDER (AVIVAINDIA) - Aviva Family Income Builder Doubles The Premium Paid After A Period Of Time. This Is A Good Children Read More
AEGON RELIGARE TERM INSURANCE PLAN (AEGONRELIGARE) - AEGON Religare Term Insurance Plan, Which Ensures Protection For Your Loved Ones At A Fraction Of Read More
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HDFC Standard Life Insurance Company Ltd
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Future Generali NAV Assure
  • 1.Key features :
    1. Investment cum Insurance plan providing upside of the market related returns
      Convenience through Single Premium and limited Premium Paying Term giving you choice of 3 premium paying terms.
      Secured plan your investment is managed by Future Generali Life Insurance Co. Ltd., giving you an upside of your investment while safeguarding the investment during the adverse market conditions
      Attractive Tax Benefits under the Income Tax Act,1961
  • 2. How does Future Generali NAV Assure Plan Work
    1. This plan is a single premium / limited premium payment plan (where you choose 3 years, 5 years & 7 years). You can opt for this plan during the subscription period i.e. period during which plan is available for sale.
      Premium paid by you, after deduction of applicable charges is automatically invested into NAV Guarantee Fund. The objective of this fund is to provide protection to your assets through systematic asset allocation & dynamic rebalancing and thereby provide you best possible returns. Guaranteed maturity NAV will be offered by Future Generali Life based on the highest of daily business day NAVs tracked from the date of launch of the plan till the end of seven years from the completion of the subscription period.
  • 3. Benefits:
    1. a) Maturity Benefit:
      On maturity i.e. on survival of the life assured till the end of the policy term, the policy holder will receive the Fund Value of NAV Guarantee Fund. Fund Value of NAV Guarantee Fund will be calculated based on NAV which is higher of
        NAV as on date of maturity
        The Guaranteed Maturity NAV (Based on the highest of daily business working day NAVs tracked from the date of launch of the plan till the end of seven years from the completion of the subscription period).
      b) Death Benefit:
    1. Before start of life cover
      1. For a minor life assured of less than 10 years of age at entry, life cover will start after a deferment period which will be up to policy anniversary coinciding with or following the completion of age 10 years or 2 policy years, whichever is more. Cover is not available during the deferment period, and on death of the life assured the Fund Value will be paid.
    2. After start of life cover
      1. In case of the unfortunate event of the death of the life assured during the policy term, we will pay to the nominee, the higher of:
        1. Fund Value, Or
        2. Sum Assured opted for by the policyholder
     
     
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