54.156.78.4  -  WOODBRIDGE,NEW JERSEY
CustBase
 
Follow Us
Facebook Twitter
  Login
21-07-2017
Best Seller
Or Product Of Month
AVIVA FAMILY INCOME BUILDER (AVIVAINDIA) - Aviva Family Income Builder Doubles The Premium Paid After A Period Of Time. This Is A Good Children Read More
AEGON RELIGARE TERM INSURANCE PLAN (AEGONRELIGARE) - AEGON Religare Term Insurance Plan, Which Ensures Protection For Your Loved Ones At A Fraction Of Read More
Need An Insurance
Select Product
Interested in
























I have read the
Terms & Conditions and agree
to the terms there in
 
 
 
Insurance Agents Near By You
 
SENTHIL KUMARAN KARUR, TN
SMS
VIVEK KELKAR RAIPUR, CG
SMS
PRALHAD BALSARAF MUMBAI, MH
SMS
SUGREDDY C CHINNKAR YADGIR, KA
SMS
GURMOHAN SINGH PATIALA, PB
SMS

NAV Value
policy information
Tag
How to Buy Life Insurance?
There′s no thumb rule on buying insurance; it depends completely on every individual's financial goals, income profile and risk appetite. However, here are a few basic rules you should keep in mind before you buy an insurance product.:
Buy insurance only from a licensed company
Buying life insurance is like buying future financial security for your family. Hence when buying insurance, ensure your policy is provided by a licensed company. The list is available on this website too.
Buy insurance only from a licensed agent/ intermediary
Buy insurance only from a licensed agent/ intermediary who is licensed to sell Life Insurance Products. You can ask for the license before you actually buy the policy.
Shop around
Seek premium quotes and proposals from various insurance companies and do a comparative study. Different policies offer different benefits, so choose one that suits you the most. Cheapest is not necessarily the best.
Understand the scope of cover, terms and conditions of the policy
Make sure you have a complete understanding of all necessities such as the terms and conditions as well as exclusions in the policy. If necessary, do not shy away from asking for explanations from the insurance company.
Avoid unwanted additional coverage
Do not be pressured into buying 'packaged' products, as they often contain fixed coverage's you don't need. However, you may opt to add additional coverage or riders of your choice at an additional premium which offers value for money. Your financial commitment should be in tune with your financial condition.
Get the right life insurance policy
Carefully study your agent's recommendation to make sure the policy is what you are looking for. The benefits should match your needs.
Check the date the insurance becomes effective
The date the insurance goes into effect may be different from the date the company issues the policy. Ensure you ask your agent when the insurance becomes effective.
Fill in your application carefully
Never sign blank proposals or application forms. Ensure all information filled in your application is complete and correct to avoid delays or even denial of claims at a later stage.
Health related particulars
Life Insurance is a contract of utmost good faith where the responsibility of disclosure of material fact vests with the buyer. Please ensure that all questions relating to family history, personal health are answered with utmost care. Any concealment or non disclosure of material facts could jeopardize claim to your nominees.
Age and Address Proof
Regulations require proposal forms to be accompanied by authentic age and address proof. Kindly ensure that acceptable proof of age and address are submitted with proposal form.
Ensure premiums are paid to your insurance company
Make sure your cheque or money order is made payable to the insurance company and not to your agent and insist for a receipt immediately as proof of payment
Read your policy when you receive it
Life policies have a 'free look' period of 15 days from the date you receive it. Use this opportunity to make sure this is the right policy for you. In case the policy document contains any condition which was not explained to you by the agent or intermediary, you have the right to return it to the insurance company and ask for refund within this period.
Insurance Providers Offering Life Insurance
Your Feedback To Us
(Rated 4 Stars From165 Users)
 
 
Advertisement
Policy Status Verify
Provider Status Verify
Shriram Life Insurance Company Ltd Click Here
DLF Pramerica Life Insurance Company Ltd. Click Here
Kotak Mahindra Old Mutual Life Insurance Limited Click Here
Canara HSBC Oriental Bank of Commerce Life Insurance Company Ltd Click Here
Edelweiss Tokio Life Click Here
SBI Life Insurance Company Limited Click Here
Birla Sun Life Insurance Company Ltd Click Here
Aviva Life Insurance Co. India Ltd. Click Here
Reliance Life Insurance Company Limited Click Here
ING Vysya Life Insurance Company Private Limited Click Here
Future Generali India Life Insurance Company Limited Click Here
IDBI Federal Life Insurance Co Ltd Click Here
Sahara India Insurance Company Ltd Click Here
Star Union Dai-ichi Life Insurance Co. Ltd Click Here
Bajaj Allianz Life Insurance Company Limited Click Here
Tata AIG Life Insurance Company Ltd Click Here
ICICI Prudential Life Insurance Company Ltd Click Here
Max New York Life Insurance Co. Ltd Click Here
Metlife India Insurance Company Ltd Click Here
Aegon Religare Life Insurance Company Ltd Click Here
Bharti AXA Life Insurance Company Ltd Click Here
HDFC Standard Life Insurance Company Ltd Click Here
Life Insurance Corporation of India Click Here
IndiaFirst Life Insurance Company Ltd Click Here
 
 
Help me
I Want
 
Pin Code / Locations
Top Performing Agent
MALLIKARJUNA SETRA
BANGALORE, KA
SMS
SHRI KANT MISHRA
LAKHIMPUR KHIRE, UP
SMS
VIJAYALAKSHMI R
MUMBAI, MH
SMS
SUNIL TAKALKAR
THANE, MH
SMS
PRAMOD KUMAR  RAI
GHAZIPUR, UP
SMS
VIDYASAGAR MAHESHKAR
GONDIA, MH
SMS
Life Insurance Policy Holder FAQ
Insurance Agent