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26-05-2017
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AVIVA FAMILY INCOME BUILDER (AVIVAINDIA) - Aviva Family Income Builder Doubles The Premium Paid After A Period Of Time. This Is A Good Children Read More
AEGON RELIGARE TERM INSURANCE PLAN (AEGONRELIGARE) - AEGON Religare Term Insurance Plan, Which Ensures Protection For Your Loved Ones At A Fraction Of Read More
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Know your Insurance Agent

Insurance Providers rarely sell the products themselves. They maintain a sales force called Insurance Agents/Brokers. We as a buyer need to discuss with our Insurance Agent, to know the product, the Pros and Cons.

Below are few points to keep in mind when consulting an Agent.

  • Limited Selection : Is the agent letting you know all the products available or is selling a limited set of products which is best to his interest
  • Coverage Amount : Understand the term COVERAGE. What would this amount be if the policy term finishes, of in place of accident
  • Length of Coverage Period : How long should i be taking this policy? Is it worth taking for 5 yrs/10yrs/20yrs/30yrs?
  • Premiums : What would be the preimum? Is there a way to reduce the premium? Paying half or in full every year is meaning ful?
  • ALso read thru the article by clicking the link here

     
     
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