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22-08-2017
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Kotak Assured Income Plan guarantee - Money Back Plan

Keywords : Kotak Assured Income Plan Life Insurance Guarantee Plan Money Back Kotak Life 

Kotak Assured Income Plan guarantees you an additional income every year, for 20 years provided the policy is in force. In addition, on maturity you receive 110% to 104% of Basic Sum Assured. You also enjoy life cover for the entire policy term thereby protecting your family should something happen to you.

This is money back Insurance plan, different from other money back plans in the way that the returns are not paid as Lump-Sum after a certain period of time, but paid every year.

If compared to LIC Jeevan Surabhi, Money back is paid every 4th, 8th and 12th year, if policy taken for 15 years. Also, you get a bonus.

In this plan, the return is paid from the 10th year to 29th year. And on Maturity SA assured with bonus is paid. The only drawback of this policy is the period. It is 30 years, and requires to take RIDERS like accident or guardian. As the policy premium paying is only for 15 years, but the policy covers life for another 15 years.

Below presentation talks about the plan and recommendation. Read thru the plan and consult your Insurance agent for more details.



The plan offers following rider benefits to help you customize your protective cover. The riders offered in this plan are:

* Kotak Accidental Death Benefit (ADB)
* Kotak Permanent Disability Benefit (PDB)
* Kotak Life Guardian Benefit (LGB)
* Kotak Accidental Disability Guardian Benefit (ADGB)

If buying this insurance, please take the first rider.

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