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23-03-2017
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BSLI Platinum Advantage Plan ULIP Plan : Guarantee Highest NAV

Keywords : BSLI Platinum Advantage Plan Guarantee NAV Life Insurance ULIP Highest NAV Riders 

This plan gives customers the advantage of 2 Investment Options of their choice – Guaranteed Option and Self-Managed Option. The Guaranteed Option allows customers to safeguard their investments from any downsides in the capital markets while the Self-Managed Option gives customers’ complete access to invest premiums in a well established suite of 10 Investment Funds, ranging from 100% debt to 100% equity.

Customers also enjoy full freedom to switch from one Investment Fund to another, as per their changing requirements. In addition to this, customers have the flexibility to invest additional amounts in the form of top-up premiums, anytime during the policy term, except in the five years prior to maturity date.

This plan offers A 10-year plan with a 5-year Pay Term.

BSLI Plantinum Advantage plan


Rider options to increase the financial security:

Critical Illness Rider:On diagnosis any of the four illnesses - Heart Attack, Cancer, Major Organ Transplant and Stroke, you will receive upto 100% of the Rider Sum Assured.

Accidental Death and Disability Rider:In the event of death due to an accident, your nominee will receive the chosen Rider Sum Assured up to a maximum of Rs. 50,00,000. In the event of disability due to an accident, you will receive a fixed percentage of the Rider Sum Assured, depending on the type of injury.

Hospital Care Rider:In the event that you are hospitalised for treatment, you will receive Daily Cash Benefit to take care of your expenses. In case you are treated in an Intensive Care Unit, you will receive an enhanced Daily Cash Benefit. To help you cover your recuperation expenses, you will be paid a lump sum amount, in case you are hospitalised for more than seven days for the same disease.

Surgical Care Rider:In case you are hospitalised to undergo a surgery, you will be paid a lump sum amount to cover your expenses.

Waiver of Premium Rider:In case life insured / policyholder is unable to pay the policy premiums due to a disability, critical illness or an untimely demise, all future premiums of the base plan and the attached riders will be paid by BSLI and all policy benefits will continue.

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