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23-10-2017
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Aviva LifeShield Platinum : Whole Life

Keywords : Aviva Life Shield Platinum 

Life Shield Platinum comes with options to choose the protection need ranging from life protection, income replacement or loan protection.

The Insurance comes with 3 options. The 3 options are as:

Option A : Life Protection
Choose this option if you foresee a need for lump sum payment of large sum of money to your family in case you are not around. You can opt for additional health and Accidental Death Benefit rider. We offer differential rates for Smokers, Non-smokers and preferred rates for (Healthy) Non-smokers. The special rates for non-smokers is subject to Cotinine test, which is available in select cities

Aviva LifeShield Platinum

Option B : Income Replacement
Choose this option if you want to provide a regular monthly income to your family in your absence. This amount increases by 5% p.a. compounded annually from the very first year of your policy to beat inflation. Your premium obligation is limited to about 2/3rd of the policy term.

LifeShield Platinum

Option C : Loan Protection Choose this option to cover for higher financial liabilities and family responsibilities in the early years of your life, the Life Cover decreases evenly across the policy term. Your premium obligation is limited to about 2/3rd of the policy term. This Insurance plan offers rebate on your premium for higher levels of Sum Assured.

Riders For the Plan Available :
Accidental Death Benefit (ADB) Rider

Aviva Dread Disease (DD) Rider

Maturity Benefit:
This is a pure insurance product and hence there is no maturity benefit payable under this plan

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